When Murphy Knocks Our Coverage Blocks!
Marimer Cruz-Nieves
Texas Insurance Agent
Why Insurance?
Because Murphy’s Law is real: Anything that can go wrong, will go wrong.
Car crash.
Cancer.
Heart attack.
Job loss.
Sudden death.
It doesn’t knock. It kicks the door in.
Your family could lose the house.
Kids might have to drop out of school.
Your business? Gone in a blink.
Debt doesn’t die with you.
Life insurance is your backup plan.
Short term: Covers emergencies.
Long term: Builds wealth, protects your legacy.
Don’t wait for life to prove Murphy right.
Be the protector.
Be the provider.
Be the one who planned ahead.
Life insurance isn’t about you. It’s about who you leave behind.
Message me today. Let’s protect your legacy.
Insurance Services
Life Insurance
Life Insurance Made Simple 💡
Term Life = Temporary coverage (10-30 years). Lower cost. Great for young families.
Permanent Life = Lifetime coverage + cash value. Builds wealth you can borrow from later.
✅ Protect your family
✅ Build a legacy
✅ Hablo Español
Let’s find what fits you best.
Health Insurance
Medical bills can hit hard.
Health insurance helps protect you and your wallet.
✅ Doctor visits
✅ Prescriptions
✅ Emergencies
Hablo Español. Let’s find the right plan for you and your family.
Annuities
Worried About Retirement? 😬
Annuities = Guaranteed income for life 💰
It’s like your personal pension, no matter what the market does.
✅ Protect your money
✅ Grow it tax-deferred
✅ Get paid for life
Hablo Español. Let’s talk about your options.
DM me to learn more!
Trust
Trust the Trust. 🛡️
A trust protects what you’ve built —
✅ Crypto
✅ Stocks
✅ Life insurance
All under one roof, safe from probate and drama.
Plan now. Protect your legacy later.
Hablo Español. Let’s keep your wealth in the right hands.
Looking for insurance?
Schedule a Free
Financial Assessment
Yes, you can afford life insurance.
We’ll find a plan that fits your budget and your needs — no pressure, just protection.
Life Insurance – Pays your loved ones money when you die.
Helps cover funeral costs, debt, and gives your family financial support.
Health Insurance – Helps pay for doctor visits, hospital stays, meds, and more.
Protects you from big medical bills.
Annuities – You give an insurance company money now, they pay you later — usually during retirement.
Think of it like a paycheck that keeps coming when you stop working.
Want help picking the right one? I got you.
